Choice Home Warranty Official Blog

Choice Home Warranty can help you stay informed and keep track of maintenance for your home systems and appliances. How often do you think of the maintenance required to keep your home systems and appliances up and running? If you’re like most homeowners, probably not often enough. Follow the manufacturer’s direction on yearly maintenance to extend the life of your unit.

1. Flush out sediments from your hot water heater and test the pressure relief valve, plus other annual inspection duties should be performed according to the instructions in your manual for the unit.
2. Have a heating professional check your heating system every year before the winter season.
3. Protect your home from frozen pipes.
4. Drain in-ground sprinkler systems.
5. Have a certified chimney sweep inspect and clean the flues and check your fireplace damper.
6. Make sure the caulking around doors and windows is adequate to reduce heat/cooling loss.
7. Check painted surfaces for paint failure, water damage, or mildew. Repair or repaint if necessary.
8. Insulate outdoor faucets, pipes in unheated garages, and pipes in crawl spaces
9. Remove bird nests from chimney flues and outdoor electrical fixtures.
10. Inspect and clean dust from the covers of your smoke and carbon monoxide alarms.

A home warranty can be very beneficial and save you money when it is understood and used for its intended purpose, which is to properly maintained cover systems and appliances for normal wear and tear.

Florida State Insurance Commission ordered National Home Protection Inc. to stop marketing and selling home warranties. State officials say the firm is not licensed to sell the products and has a reputation for denying claims.

The Office of Insurance Regulation said it began investigating National Home Protection Inc.’s marketing and claims handling practices earlier this year.

“This company has been selling these products without a license all across the country,” said Insurance Commissioner Kevin McCarty. “Florida law clearly authorizes me to take action to stop the practices of unlicensed entities to protect consumers in this state.”

The investigation also revealed that many of the claims made for household repairs or service were denied.

In April 2009, we reported that the New York Attorney General filed law suite against National Home Protection. NY AG office announced that their office received more than 300 complaints against the home warranty protection company from consumers in at least thirty-two states.

The Florida order also requires National Home to honor all policies that are in effect for the duration stated in each contract. The company has 21 days to file a challenge to Florida’s action but it is highly unlikely that the company will contest the order.

Source: http://www.homewarrantyreviews.com/national-home-protection-forced-out-florida